This is a test post. I am re-posting an old post. The old post was about whether it’s better to use a credit card or a debit card to make your everyday purchases. It is meant to test the formatting and things like that. Thanks for visiting!
In this day and age, cash seems to be going the way of the dinosaur. People simply do not carry cash with them anymore. As much as I personally tried to avoid joining this increasing majority, I’ve become one of them. I always keep a few dollars in my wallet and always have an emergency $20 folded and tucked inside my wallet, but, other than that, I stick with me debit card.
This trend has lead to a much-debated question: Should you use a credit card or a debit card? I’ve chosen to use a debit card but many people swear by using a credit card for all purchases. Below, I’ll outline a few of the benefits of choosing to use a credit card.
Avoid Fraud
Using a credit card helps reduce the risk of becoming a victim of fraud. When fraudulent charges are discovered, they are marked as disputed and you are only responsible for paying the undisputed charges.
Maintaining Records
The information contained in your credit card statement, both paper and online, provide you with the ability to easily keep track of your spending. This benefit is also available with debit cards.
Rewards Programs
This is probably the biggest benefit of using credit cards. Most credit cards offer a rewards program. The most common examples include cash-back programs and reward points programs. Many people choose to make all of their purchases on a credit card so that they can receive the rewards, then simple pay the bill at the end of the month. The logic behind this is that you would be spending the same amount of money if you wrote a check or used a debit card. By using a credit card, the reasoning goes, you get more for your money in the overall picture. If you can use self-discipline to control your spending, then I see where this method would be beneficial.
by L on September 10, 2009
We’re in the process of getting things rolling again at Confronting Intelligence. Check back during October!
Regular posting will resume August 1.
I recently came across some advice for late-night snacks from Men’s Health. According to the Weight Loss Coach, any combination of these can make the perfect late-night snack:
- Fruit
- Nuts
- Nut Butter
- Dairy (such as milk, yogurt, cheese)
It’s important to remember to stay away from carbohydrates for your late-night snacks. As far as cheese goes, I’m a huge fan of Kraft’s Natural Marbled Colby & Monterey Jack Cheese Cubes.
Here’s some interesting links I’ve come across the past few days that are worth a look:
We’ve all been in this situation: you are about to go to an interview and you have no idea how to pronounce the interviewer’s name. Or, you have to give a presentation but have no clue how to pronounce a few of the key terms you need to discuss. The end result of these types of situations can be pretty awkward.
Luckily, the internet has plenty of solutions for these situations. There are various sites that offer “audio pronunciations” for words, places, and names. Here’s a list of a few popular sites that offer audio pronunciations:
- Merriam-Webster Online – This is the old faithful of online dictionaries. Fortunately for our generation, we are not required to lug around those think heavy dictionaries that our parents and grandparents had to use. The most popular dictionary is now available online and it provides audio pronunciations for most of its words.
- inogolo – This simple, easy-to-use website offers a searchable database of pronunciations for names of people, places, and various things.
- Voice of America Pronunciation Guide – Provides audio pronunciation guides for names of people and places in current events.
- Say How? – This site provides a directory of pronunciation guides for names of public figures. The site prides itself on providing guides for lessor known figures in addition to popular ones.
- How To Say That Name – This site offers an extensive audio pronunciation database for names. The databse may be searched by entering the name or by searching by category.
